Serving California since 1981

Private Investor - Equity Loans

Commonly known as "Hard Money” & “Semi-Hard Money” Loans

We service California with “Hard Money” & “Semi-Hard Money” mortgage loans for Purchase money loans, Refinance loans, 1st & 2nd Equity Cash-out loans, Probate loans, Commercial loans, Ground up construction loans, Joint Venture, Remodel loans, Rehabilitation loans Finish construction projects loan, Bankruptcy Bail-out loans, Foreclosure Bail-out loans and real estate loans for any good reason. 

As a hard money broker we arrange real estate secured loans from $20,000.00 to $1,000,000.00 fast & simple. The same courtesy is extended to Borrowers, Brokers and Builders, please review our web site for a general outline on the real estate loan programs we have available.  If you don’t see the loan program you are looking for just remember, If the property has sufficient available equity or the potential equity.....We are Interested in your loan request…please call us!

Normandy Mortgage can structure flexible real estate financing without many of the restrictions conventional lenders may require. Qualifying income & credit requirements are very flexible and we don’t use the credit scoring system known as a FICO Score. 

The term “Hard Money” as it is referred in the real estate lending business has a general meaning of converting real estate equity into “Hard Cash”.  Hard money loans are based on the available equity of the subject property, rather than the credit-worthiness of the borrower. Whether you are facing a Bankruptcy, Foreclosure or have great credit and need of a real estate loan fast to save your property or cash out to take advantage of a business opportunity a hard money loan may solve your immediate needs now! 

The term “Semi-Hard Money” is for a borrower who has resolved their past credit problems and/or doesn’t meet the guidelines for conventional lending and needs a loan based on the available equity in their property.  

Hard Money
Residential & 2-4 Units

 

Semi-Hard Money
Residential & 2-4 Units
Commercial & 5+ Units

Land Loans
Purchase, Refinance,
1st T.D.

Bankruptcy Bail-Out
In or Past
Derog Credit after BK

Foreclosure Bail-Out
In or Past
Buy Back Foreclosure

Home Loans
1st, 2nd or 3rd T.D.,
Available up to 65% LTV

Commercial or Mixed Use
Purchase, Refinance,
Cash Out
1st & 2nd T.D.

Apartments
Purchase, Refinance,
Cash Out
1st % 2nd T.D.

Land Loans
Purchase, Refinance,
Cash Out
1st & 2nd T.D.

REO / Rehab Loans
Loan Based on Future Value
"we Create Equity"

Construction Loans
Future Value
"Work in Progress"

Joint Venture

Probate Loans
Administrators, Conservators
Executors, Estates, Heirs

Manufactured Homes

Trust Deed Investments

RV Parks - Grocery Store
Mobile Home Park
Motel – Church

No Seasoning
Recent purchased or acquired
Will lend on today's value

Future Value
Value of the property after all repairs have been completed.


About Us | Hard Money | REO / Rehab | Probate Loans | Home Loans |
 Commercial Loans | Manufactured Homes | Contact Us | Home

Jim Jensen

Or

Dianna Ross

(800) 576-0102 Fax (714) 632-9752

Normandy Mortgage Servicing Co.

Revised 4/15/08

 

©1999-2001 Normandy Mortgage Servicing Co.

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